Flexible Firearm Financing

Shop our selection of handguns, rifles, and shotguns, get the gear today, and pay over time. Sezzle Pay-in-4 or long-term Credova plans, nationwide.

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Credova

Credova Financing

Long-term payment plans up to 12 months. Instant decision with soft credit check & no hard inquiry. Many plans include 3 months 0% APR.

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Sezzle

Sezzle Pay-in-4

Split your purchase into 4 interest-free payments over 6 weeks. Just 25% down at checkout, then bi-weekly installments.

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How to Buy a Gun Online with Financing

  1. Select Your Firearm: Browse our guns for sale. Choose from over thousands of in-stock handguns, rifles & shotguns. Once you've found your match, simply add it to your cart.
  2. Choose Financing at Checkout: Pick Sezzle Pay-in-4 or Credova Financing as your payment method and complete the quick online application.
  3. Get Instant Approval: Receive a decision in seconds with a soft credit check that won't affect your score.
  4. Complete Your Purchase: Pay your first installment, and we'll ship your firearm to your local FFL dealer nationwide.

Transparent Costs

No hidden fees. You'll know your payment schedule upfront.

Instant Decisions

Apply in seconds and get approved before checkout.

Own it Today

We ship to licensed dealers across the U.S. from coast to coast.

Frequently Asked Questions

What credit score do I need?

There's no strict minimum credit score required. Approval is based on your overall application and a soft pull.

How do I apply?

Add items to cart, choose Sezzle or Credova at checkout, and complete your application in seconds.

What's the minimum finance amount?

Sezzle: $20-$2,500. Credova: orders of $300 and up.

Does applying affect my credit score?

No. Both Sezzle and Credova use a soft inquiry for pre-approval, which will not impact your credit score.

What interest or fees will I pay?

Sezzle is 0% interest if paid on time. Credova offers 0% APR promotions (often 3 months), then applies interest per your plan's APR if not paid within the promo period.

Can I pay off my financing early?

Yes. Neither provider charges penalties for early repayment. You can pay down your balance anytime.

When will my gun ship?

Once approved, we process and ship your order to your selected FFL dealer within our standard handling times—usually 5-7 business days.

Ready to Gear Up?

Select your financing plan at checkout and bring hone your next firearm today!

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